Privacy Policy

Last Updated: February 17, 2026

1. Information We Collect

We collect information that you provide directly to us, including:

  • Business Information: Business name, address, industry, revenue, time in business
  • Personal Information: Name, email address, phone number
  • Financial Information: Bank statements, tax returns, financial statements
  • Application Data: Funding amount requested, intended use of funds

2. How We Use Your Information

We use the information we collect to:

  • Process and evaluate your funding application
  • Match you with appropriate lending partners
  • Communicate with you about your application and funding opportunities
  • Improve our services and customer experience
  • Comply with legal and regulatory requirements

3. Information Sharing

We may share your information with:

  • Lending Partners: We share your application information with lenders who may be able to provide funding
  • Service Providers: Third-party vendors who assist us in operating our platform and providing services
  • Legal Requirements: When required by law, regulation, or legal process
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Document Storage

Financial documents you upload (bank statements, tax returns, etc.) are securely stored using encrypted cloud storage services. We retain these documents only as long as necessary to process your application and comply with legal requirements.

6. Communication Preferences

We may contact you via:

  • Email: Application updates, funding opportunities, and service information
  • Phone: Application follow-up and consultation
  • SMS: Time-sensitive updates and reminders

You may opt out of marketing communications at any time by clicking the unsubscribe link in emails or contacting us directly. Please note that you cannot opt out of transactional communications related to your active application.

7. Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience on our website, analyze usage patterns, and deliver personalized content. You can control cookie preferences through your browser settings.

8. Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information (subject to legal retention requirements)
  • Opt out of marketing communications
  • Withdraw consent for data processing where applicable

To exercise these rights, please contact us at [email protected].

9. Data Retention

We retain your information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Financial documents are typically retained for 7 years in accordance with industry standards and regulatory requirements.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Ghost Flow Capital

Email: [email protected]

Website: ghostflowcapital.com